Easy Cars Bern
Used cars with 0 % interest in up to 48 instalments. Import and export to every country.
Export · We take care of everything
Your car. Right to your door.
Kosovo, Serbia, North Macedonia, Albania, Bosnia, Spain, Portugal, Turkey and more: we handle the papers, customs and transport. You just sit back.
Export papers & customsTransport by car transporterDelivery to your doorDamaged cars: ideal for abroad
Our cars
Cars by monthly payment
What counts for us is what you pay each month. Set your ideal payment and see right away which cars fit.
Even with debt collections
Buy a car from us, even with debt collections.
Debt collections or old debts? That's where the bank says no. We don't. We're the seller and we finance the car for you ourselves. You pay 30 % down and the rest comfortably in instalments, with no interest.
30 % down payment
You pay off the rest in monthly instalments. No bank, no interest, no fees.
Same price for everyone
You pay the same cash price as everyone else. No surcharge because you have debt collections.
Safe for both sides
The car has Code 178 in the vehicle registration document and stays our property until everything is paid. After that it's all yours.
Do the maths
- Down payment 30 %
per month, 0 % interest
Instalment purchase subject to a personal review. There is no entitlement to financing.
How does it work?
We're the seller and we finance the car for you ourselves. You pay 30 % down and the rest comfortably in monthly instalments, with no interest. The car has Code 178 in the vehicle registration document and stays our property until everything is paid. After that it's all yours.
How do I buy a car with debt collections?
Write to us or drop by. We look at your situation personally, not just at your debt record extract. If it works, you pay the down payment, sign the contract and drive home in your car.
Do I pay more because I have debt collections?
No. You pay the same price as everyone, with 0 % interest and no fees. The only difference is the 30 % down payment.
Buy in instalments · Export to all countries · Lyss / Bern
Drive today. Pay in 48 instalments. 0 % interest.
No bank loan, no leasing. We finance your car ourselves: up to CHF 10’000, up to 48 months. Credit check right here with us: In max. 10 minutes you know if you can take your dream car home right away. You pay exactly the cash price, just spread out.
Interest-free and fee-free instalments for vehicles from our own stock. We only sell roadworthy vehicles that passed MOT inspection (MFK) in instalments. Instalment purchase subject to a positive credit check.
Your monthly payment
0/ month
Term
- We finance
- Interest
- CHF 0.00
- Fees
- CHF 0.00
- Total paid
With a consumer loan at 9.9 % annual interest you pay about more.
Request this payment10:00
Your own car in 10 minutes.
Credit check right here with us in Lyss. In max. 10 minutes you know if you can buy your dream car and take it home right away. No payslip, no debt record extract, no waiting for the bank.
Search request
Your dream car. We'll find it.
Tell us what you're looking for. We'll search for you and get back to you as soon as we have a match. Free and no obligation.
How it works
From click to key
1
online · 1 minute
Pick a car and a payment
Choose a car or enter the amount you want. The calculator shows your monthly payment right away.
2
online · 2 minutes
Send a pre-check
A few details, sent to us via WhatsApp. Or just drop by.
3
in Lyss · max. 10 minutes
Check, sign, drive off
Credit check on site with your ID. If it's positive, you sign and drive home in your car right away.
What 0 % really means
The money stays with you, not the bank.
This is how much interest you save on your current calculation compared to a classic consumer loan. With us, financing doesn't cost a cent extra.
Import & Export
Cars to every country. We plan it all.
Balkans, Spain, Portugal, Turkey and all of Europe: we help you buy, handle all the planning and, if you want, bring the car right to your door.
Export
You buy from us, we arrange export papers, customs and transport to your country.
Import
Looking for a specific car? We find it and get it for you.
Right to your door
If you want, we deliver the car straight to your home, in Switzerland or abroad.
Cars with defects: ideal for abroad
Vehicles with small damage or without MOT inspection (MFK) are often worth a lot abroad. Ask us about our current export tips.
Fast financing
Pre-check in 2 minutes
Fill in the request and send it to us via WhatsApp. We do the credit check on site: in max. 10 minutes you know if you can take your car home right away. No payslip, no debt record extract. The stopwatch starts with your first entry.
2:00
Time leftEverything from one place in the canton of Bern
The Easy family
Questions
Quick answers
Is it really interest-free?
Yes. You pay the same price as with cash, just in monthly instalments. No interest, no processing fee, no hidden costs. That works because we finance our own cars ourselves and there's no bank in between.
Which vehicles can I buy in instalments?
All roadworthy vehicles that passed MOT inspection (MFK). Project and export vehicles without inspection we only sell for cash. You can spot them by "Cash only".
Can I buy a car even with debt collections?
Yes. We finance the car for you ourselves. You pay 30 % down and the rest in instalments, with no interest. The car has Code 178 in the vehicle registration document and stays our property until everything is paid.
Do you deliver abroad too?
Yes. We handle export, papers and transport, right to your door if you want. Just tell us where the car should go.
Can I buy in instalments from abroad?
Instalment purchase is for people living in Switzerland. For export we sell for cash.
Is it a loan or leasing?
Neither. It's an instalment payment directly with us. The car is yours, you pay it off in instalments. No residual value, no mileage limit like with leasing.
How much can you finance?
Up to CHF 10’000 over up to 48 months. If the car costs more, you pay the difference as a down payment. The calculator shows you the down payment you need automatically.
How fast do I know if it works?
We do the credit check right here on site. In max. 10 minutes you know if you can buy your dream car and take it home right away. If the check is positive, you can buy in instalments.
Do I need payslips or a debt record extract?
No. We do a credit check on site. You just bring your ID or your residence permit.
Can I pay it off early?
Yes. Since there's no interest, you just pay the remaining amount. You don't save anything, but you don't lose anything either.
Do you take my old car as part payment?
Bring it by. We'll make you an offer and count it straight towards your down payment.